Gracechurch Property Services are delighted to market this modern, FOUR BEDROOM 1930s terraced home, located on a popular tree lined street of Chadwell Heath RM6.
Havering Gardens offers bright and spacious living throughout, with excellent transport links via Chadwell Heath Station (Elizabeth Line) only 0.7 miles away, and Goodmayes Station (Central Line) just over 1 mile away, both providing easy access into the City.
If your family require local schools, Havering Gardens is situated close to St Bede's Catholic Primary School (0.2 miles), Grove Primary School (0.4 mles) and Newbridge School (0.4 miles), all with 'Outstanding' Ofsted ratings.
Added benefits include a contemporary and spacious kitchen/diner, overlooking the attractive 75ft south facing rear garden, along with a utility room, a modern family bathroom and en-suite to the fourth bedroom.
This property would make a wonderful family home with the advantage of off-street parking for two family cars, and close by ameneties.
Other Information...
Vendor's Position: Actively Looking
Parking Arrangements: Off-Street Parking
Council Tax Band: D (£1,863 p/yr)
Tenure: Freehold
Garden: South Facing
Windows: UPVC Double Glazed Windows
Services:
Mains water
Mains electricity
Mains drainage
Gas central heating
Location of Boiler: Utility room
Windows: Double glazed windows
Broadband coverage: Ultrafast
Mobile signal/coverage: Good
Tenure : Freehold
Council Tax Band : D
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 0 | ||
| £125k to £250k | 2 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 3 | ||
| £125k to £250k | 5 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £300k | 0(2/5)* | ||
| £300k to £500k | 5 | ||
| £500k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
